KSK Insurance Products Personal Lines Motor KSK Happy Save

KSK V3 Happy Save

Premium starts from 2,600 Baht

  • Third party liability and third party’s property coverage caused by the insured car and the insured must be liable to compensation which is apart from Compulsory Insurance
  • 110 Personal Sedan , 320 Pickup truck <= 4 Tons and 210 Personal van
  • Age of car must not exceed 25 years (according to a registration year)

24-hour Emergency Roadside Assistance Service:

  • Free advice for mechanical breakdown
  • Free unlimited emergency roadside repairs per year (Excluding cost of parts or accessories)
  • Free emergency towing service within 35 kilometers per event and unlimited event per year. For distance above 35 kilometers, there is excess charge of THB25 per kilometer to be paid by members
  • Emergency vehicle access if member gets locked out of own vehicle with free collection of spare car key within 20 kilometers. For distance above 20 kilometers, there is excess charge of THB25 per kilometer to be paid by member. If member requires locksmith service to access to the vehicle, the cost of locksmith’s service will be paid by member
  • Free up to 10 liters of gasoline one event per year for emergency gasoline refill service while the vehicle is immobilized on the road because it has run out of petrol incidentally
Coverage Code 110 Code 320 Code 210
Sedan Pickup Van
Contracted garage Contracted garage Contracted garage
No. of seats insured (driver and passengers) 7 seats 3 seats 12 seats
Third party liability
Loss of life/bodily injury (per person) 500,000 500,000 500,000
Loss of life/bodily injury (per time) 10,000,000 10,000,000 10,000,000
Cover the third party’s property (per time) 1,000,000 1,000,000 1,000,000
Coverage per an endorsement
Personal accident (Ror.Yor.01) (Baht/person) 100,000 100,000 100,000
Medical expense (Ror.Yor.02) (Baht/person) 100,000 100,000 100,000
Bail bond for a driver (Ror.Yor. 03) (Baht/person) 200,000 200,000 200,000
Premium of type 3 includes VAT (HSEC) 2,600 3,200 3,500
Premium of type 3 + CTP includes VAT (HSIC) 3,000 4,000 4,400


  • HSV3EC premium is excluding compulsory premium
    (Sedan = 645.21 Baht, Pickup = 967.28 Baht and Van 1,182.35 Baht)
  • Excluded vehicles: For hire/rent/modified car for racing, imported car and sport car
  • This package cannot be used in conjunction with any other discounts; Fleet, NCB from another company
  • Coverage period: 1 December 2016 - 31 December 2017 or until it is changed