KSK Insurance Products Personal Lines Motor KSK Surprise

KSK V1 Surprise

Premium starts from 8,800 Baht

  • Sedan: only group 3,4 and 5
  • Commercial pick-up which is less than 4 tons with no roof, with racks that are shorter than its cab or installed with all kinds of container
  • Age of car must not exceed 10 years (according to a registration year)
  • Cover standard equipment and accessories from manufacturer or car dealer cover accessories 20,000 baht/accident.

24-hour Emergency Roadside Assistance Service:

  • Free advice for mechanical breakdown
  • Free unlimited emergency roadside repairs per year (Excluding cost of parts or accessories)
  • Free emergency towing service within 35 kilometers per event and unlimited event per year. For distance above 35 kilometers, there is excess charge of THB25 per kilometer to be paid by members
  • Emergency vehicle access if member gets locked out of own vehicle with free collection of spare car key within 20 kilometers. For distance above 20 kilometers, there is excess charge of THB25 per kilometer to be paid by member. If member requires locksmith service to access to the vehicle, the cost of locksmith’s service will be paid by member
  • Free up to 10 liters of gasoline one event per year for emergency gasoline refill service while the vehicle is immobilized on the road because it has run out of petrol incidentally
Coverage Code 110 Code 320
Personal sedan Commercial pickup
Contracted garage Contracted garage
No. of insured seats (driver and passengers) 7 seats 3 seats
Third party liability
Covers life/body of the third party (THB/person) 500,000 500,000
(including passengers in the insured car) (THB/occurrence) 10,000,000 10,000,000
Covers the third party’s property 1,000,000 1,000,000
Coverage to the insured car
Own Damage Per sum insured (as selected) Per sum insured (as selected)
Fire and Theft Per sum insured (as selected) Per sum insured (as selected)
Deductible As selected As selected
Coverage per an attachment
1. Personal accident (MV.01) (THB/person) 100,000 100,000
2. Medical expense (MV.02) (THB/person) 100,000 100,000
3. Bail bond for a driver (MV.03) (THB/occurrence) 200,000 200,000
  Premium starts from 8,800 Baht


  • Cover for vehicle manufactured in Thailand only and exclude Hybrid vehicle (All Brands)
  • Cover for private use only, not for hire/rent/modified car for racing, imported car and sport car
  • Car pre-inspection is required
  • Sum insured is not below 80% and is not over 90% of the market value
  • This package cannot be used in conjunction with any other discounts; Fleet, NCB from another company
  • Coverage period: 1 December 2016 - 31 December 2017 or until it is changed